Лісабон, Португалія — 12 листопада 2025 року; Джессі Чжан, співзасновник і CEO Decagon AI, на головній сцені під час другого дня Web Summit 2025 на MEO Arena в Лісабоні, Португалія. (Фото: Shauna Clinton/Sportsfile для Web Summit через Getty Images) Shauna Clinton/Sportsfile для Web Summit через Getty Images AI-стартап Decagon створює AI-агентів для автоматизації клієнтської підтримки […]
BE MONEY CONFIDENT
A personal loan to pay off credit cards
- Expert financial guidance
- 24/7 Client support
Bridging Finance
Bridging Loans
As independent bridging finance brokers we have access to all the best lenders.
- Fast turnaround
- No broker fees
- Loan terms from 1 to 24 months
- Loans from £50,000 to £500 million
Development Finance
Development Finance
Our specialist broker team have access to all the most competitive and flexible.
- Fast funding
- Flexible plans
- No broker fees
- Loans from £100,000 to £1 billion
Secured Loans
Homeowner Loans
Secured loan advisors are very experienced in providing the best possible loan deals.
- Loan from £5,000 to £2.5 million
- Loan terms from 3 to 35 years
- High LTV - Up to 100% Loan to Value
- Adverse credit plans available
The credit card that can help responsibly build credit
4.9
99.8K Ratings
“We have a very pragmatic approach to lending and savings and saw a great match of culture and ethos in FinPoan.”
Kate Barton Founder and CEO at Gymdesk
Simple and speedy loan options
Applying for a loan is straightforward. We move quickly at each step so you can keep moving forward on your financial journey.
Easy to use tools
Conveniently pay your balance through our online portal
Fast funds
Funds may be deposited as soon as the next business day if approved.
Fixed interest rate
You don’t have to worry about it changing over the course of your loan.
Predictable payments
No surprises. You just make one simple monthly payment.
The personal touch
Questions? We’re happy to help. Reach out and talk to real folks.
Autopay your way
Set up recurring payments from your phone with the Avant Credit mobile app.
ESTABLISHED SINCE
10
TRUSTED CUSTOMERS
1 M+
We enable our customers to build great banking experiences that their customers love, in a faster and
more flexible about cor way than ever before.
Meet your financial needs. Find peace of mind
A composable approach
Composable banking started here at FinPoan. We founded the company when we realised that legacy and inflexible core banking systems were a barrier to true financial innovation.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Lending engine
FinPoan’s cloud-native lending engine enables banks, fintechs, retailers, corporates and others to build a variety of loan offerings tailored to customer needs. From embedded finance, buy now pay later and mortgages to SME lending and purchase financing.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Deposits engine
With FinPoan, you get a dynamic deposits engine that can power a wide variety of deposit based offerings. Build a bank from scratch or take existing offerings digital first.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Why apply for a FinPoan personal loan?
Low rates
Low fixed rates that won't change over time, protecting you from rising interest rates.
No fees required
That means no origination fees required, no prepayment penalty fees and no late fees whatsoever.
Same day funding
Your funds could be available as quickly as the same day your loan is approved.
Our process is simple yet effective
Learn more about how we can help you in building your next generation of banking and financial experiences.
Interested in something else?
- Register for the monthly demo to see our platform in action.
- Submit your interest in becoming a technology partner.
- Subscribe to stay up to date with FinPoan news.
Read everything about corporate finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Є особливий різновид роздратування, коли ви точно знаєте, що файл десь на комп’ютері є, але гадки не маєте, як він називається. Це був скриншот під назвою IMG_4837? У якому PDF був той пункт договору? А в якій хвилині подкастового запису прозвучала думка, яку варто запам’ятати? DigUp прагне покласти край грі у вгадування назв файлів, дозволяючи […]
Родини витрачають сотні тисяч доларів на рік на послуги довгострокового догляду. kitiwan mesinsom/Getty Images Business Insider збирає відповіді читачів, щоб зафіксувати реальну вартість догляду за літніми людьми у США. Догляд за старшими родичами може обходитися сім’ям понад $200 000 на рік. Багатьом сім’ям складно передбачити майбутні витрати на довгостроковий догляд за близькими похилого віку. Догляд […]
Обрати, що подивитися, часто складніше, ніж власне дивитися. Я надто багато вечорів витрачав на безкінечне гортання рядів серіалів. Apple прагне це змінити завдяки новому Apple TV 4K, який компанія представила сьогодні, і головним акцентом тут стала Siri AI. Сірі AI на Apple TV: які можливості вона відкриває? Siri AI — це повністю оновлений помічник Apple, […]
Ілон Маск заявив, що роботаксі Waymo — це “знищувачі домашніх тварин.” PATRICK PLEUL/POOL/AFP via Getty Images Waymo раніше вже опинялася під критикою через зіткнення її роботаксі з безпритульними тваринами. Ілон Маск уколов Waymo, назвавши її роботаксі “знищувачами домашніх улюбленців.” Маск сказав, що Tesla навмисно ставила собі складні тести, аби розв’язати проблему наїздів роботаксі на тварин. […]
Пошук в інтернеті, коли ви просто описуєте словами, що саме потрібно, уже став звичною практикою. Google Search уміє так працювати. ChatGPT також. А YouTube поступово перетворює власний рядок пошуку на інструмент із подібним підходом. YouTube оголосив про ширший запуск Ask YouTube — свого розмовного інструмента AI-пошуку. Тепер функція доступна користувачам у США на вебсайті, на […]
Your burning question , answered
If you’re new or looking for answers to your questions, this guide will help you learn more about our services and their features.
Why should I care about financial planning?
Financial planning is essential because it helps you achieve your financial goals and secure your financial future.
What are the different types of investments?
There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different
How can I start saving for retirement?
The earlier you start saving, the longer your money can earn interest and grow.
What is the importance of emergency funds?
An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.
What can I use a personal loan for?
Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.
What is a personal loan?
A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.
What credit score is needed for a personal loan?
Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.
How much money can I get a personal loan for?
The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.